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The OP is angry with his wealth advisor, but apparently not THAT angry.

I use two cards for the majority of my purchases. My default card gives 2% cash back on everything, with no limit. The secondary card has higher rates for gasoline, restaurants, and travel. There's no annual fee on either of those cards. I have no idea what my average reward percentage comes to. At any rate, I certainly wouldn't move assets to another company just to scrape another few tens of basis points in credit card rewards, and of course the card sponsor could change the rewards program at any time.